Cars for $100

Where Do You Live?

State: Choose State... Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming

Taking out insurance for a rental car may not be too difficult

 

That’s because in many countries, the rental companies include the basic policy protections in their rental price. Typically that comprises:

 

• third-party liability to insure you against claims from other people;
• CDW protection to help cover the fees of any damage to the car.

 

However, that isn’t universally the case and in some countries such as the USA you may have to make arrangements to purchase virtually all of the insurance yourself.

 

Finding insurance for a rental car arises because some renters may feel uncomfortable with the fact that where the rental company do provide insurance protection typically it may not be quite as comprehensive as it may first appear.

 

Why not?

 

Typically the included-in-the-price insurance policy brings with it:

 

• an excess that may be as high as £1600 ? something you may find hitting your credit card should you need to claim;
• exclusions that mean some areas of the vehicle aren’t covered ? and again it’ll be your card very possibly feeling the strain if they’re damaged and in need of patch-up or replacement.

 

So, if those financial risks make you feel a bit edgy, you need to find a solution.

 

There are online providers of specialised car rental insurance and one of their products is called car rental excess insurance.

 

It’s a policy that will allow you to claim back any excess or not-included-area damage that you’ve incurred from the car hire company following an accident or incident.

 

You may also be able to buy cover from the rental company to remove the excess and exclusions though you may find that the prices of the online providers are considerably more cost-effective than those of the rental companies.

 

Terms and conditions will apply and within these, there will be exclusions and limitations, so you should read these carefully and ensure you understand them.

 

So, insurance cover for a rental car may require a little topping-up if you’re to be able to feel entirely relaxed while you’re driving it. Taking time out to find insurance may save you lots of money if a claim is made

 

Technorati Tags: Car hire excess Insurance, car hire excess waiver, Car hire insurance